You may need Senior Life Care Planning for: Asset Protection Mediciad Planning Veterans Benefits Care Advocacy Limited or no family support. What services are available? Safely issues. Caregiver “burned out” or overwhelmed about care. Limited time and/or expertise. Family Arguments. Financial and/or legal issues. Dealing and/or Coping with dementia.
Purchase a whole life insurance, with a rider to the policy which pays for long-term care ( home care or care in an assisted living or nursing home). If you do not utilize the long term care benefit, your beneficiary will receive the policy’s face amount. Example. You apply for a $500,000 whole-life insurance policy, with a rider for long-term care that will pay you 2% of the face amount each month if you need long-term care services. Therefore, you will receive up to $10,000 monthly ($500,000 x 2%) to pay for home-care, assisted living, or nursing home services. Consequently, if…
Those who work for the Medical Assistance office cannot offer you legal and planning advice. Therefore, you may not learn about laws that allow you to receive Medical Assistance and keep part or all of your spouse’s income, your income, your home and assets. Also, they do not represent you, they represent the State. Medical Assistance has rules and regulations in place to ensure families don’t lose their home or all of their assets to the nursing home. It is important to seek the advice of Senior Life Care Planning before you loose all of your assets. We will explain…
So, when is the right time to start planning? You should pick up the phone right now and call Senior Life Care Planning at 301 663 9230 or email our office.
ATTENTION: Networkers & Marketers Attend a Networking Group, at Senior Life Care Planning's Rockville Office Marketing , Networking Information and Referral’s, March 31st at 11:30a to 1p LUNCH WILL BE PROVIDED PLEASE RSVP FOR # EMAIL 0R CALL 3016639230
Whether you are caring for your loved one in the home, scrambling to make arrangements for nursing home care or trying to make sure nothing goes wrong in the nursing home, you know how difficult, time-consuming and isolating caregiving can be. Imagine what life would be like if you had a team of advisors helping you get the right care, preserve family resources and make difficult decisions. That’s what life is like when you have a Life Care Plan. A Life Care Plan helps you respond to every challenge created by the long-term illness or disability of your elderly loved…
Similar to traditional elder law firms, Senior Life Care Planning helps families make immediate arrangements for long-term care in order to promote an elder's health and safety, handling all the legal work and helping families find and pay for the right care (including Medicaid, Veterans Benefits, and other public benefit qualification as needed and desired) without bankrupting the elder. But we offer so much more: First, we have care coordination and support to families whose elderly loved ones are still living at home or with family. Our on-staff care coordinators locate and coordinate needed care and community services, offer family…
A brief user friendly description of what happens when the Parietal Lobes are affected in dementia. Click below to watch. Symptoms of Alzheimer’s Disease and Dementia – Parietal Lobe Damage We at Senior Life Care Planning help seniors and their families independent and professional advice on your parent’s needs, requirements, how to pay for care, and their goals. Consequently, we can help you alleviate the fear of your parents and yourselves, with caring and compassionate professionals. It’s really important that you plan to take care of your parents. Therefore, the best way to prepare is to incorporate a LIFE CARE…
The RAND Corporation study finds expanding home-based health tools could give patients a greater ability to self-manage their conditions in partnership with their medical providers, and help improve their health and overall well-being. However, moving care to patients' homes would be a major shift in the structure of health care and can be accomplished only if consensus is reached between patients, health care providers, insurance companies and policymakers, according to the report. "The aging of the world's population and fact that more diseases are treatable will create serious financial and manpower challenges for the world's health care systems," said Dr….
The Medicare Part D donut hole affects many millions of seniors. Seniors with annual drug expenses exceeding $2,830 had to pay all of their drug costs up to $4,550, at which point catastrophic coverage went into effect. Unfortunately, some seniors in the donut hole did not take or cut up their medications. Consequently, this made their condition worse. Basically, if seniors don’t be sparing or withhold their prescribed drugs, their long-term health improves dramatically. However, the new healthcare law completely phases out the donut hole. Last year, the government sent $250 rebate checks to Medicare recipients in the gap. This…
Frederick, MD 
301-663-9230