If spouse, is residing at an assisted living facility, receiving paid home care or has a large expenditure of UME, depending on other factors, assets, income etc the surviving spouse may be eligible for an additional $286.00 per month for A & A. Complete the doctor's affidavit (form 21-2680) and form 21-4142. Additionally, file for CHAMPVA health insurance and if not receiving Tricare for Life. Also, if veteran died service connected, apply for burial benefits. To increase your monthly income, please contact us about a FREE VA benefits HANDBOOK, written by David Wingate, an accredited VA Attorney, of Senior Life…
According to a recent article in The Wall Street Journal (The Latest Long-Term Care Snafu), however, some families are encountering claims-denials that can prevent or delay the collection of benefits. If you have purchased a long-term care insurance policy, there are steps you can take to help avoid this problem. Most importantly, be sure to re-read your policy’s fine print before hiring a caregiver or entering a facility. We have found, it may make sense for you to hire, Senior Life Care Planning, to help in preparing and advocating for your claims. Be particularly vigilant if the policy was purchased…
As your parent’s age, they may reach a stage when they may no longer care for themselves. Therefore, you, with some difficulty, will have to make decisions about their future living situation. Whether, to bring in home care, assisted living facility or a nursing home. Many seniors are frightened and afraid with the thought of leaving their home. Consequently, your parents may become depressed and withdrawn, which leads to a deteriorating health condition. When making your decision, your parents may not need to go straight to a nursing home. However, this is your parent’s biggest fear. Nursing homes are great…
This appears to be a gray area within the VA. Although the law allows medical insurance premiums as unreimbursed medical expenses (UME), some adjudicators will deny LTC premiums. I would certainly submit them and if they are denied, send a notice of disagreement (if they are important to the outcome of the claim). I believe a good argument could be made that they are indeed “medical” insurance premiums, especially in light of the fact that assisted living is now considered to be equivalent to nursing home care for the purpose of pension plus A & A and LTC can be…
At Senior Life Care Planning we utilize these VA programs to help Veterans achieve financial peace and mind and to ensure their quality of life. “We are outreaching to Veterans so they know these VA benefits are available to them” states David Wingate, a VA Accredited Attorney. The following information is obtained from the Veterans Administration website which describes the features of the VA benefits, (a) Aid and Attendance benefits and (b) Housebound benefits. Eligibility of a Veteran for the Aid and Attendance benefit depends if the veteran requires the aid of another person in order to perform personal functions…
We provide non-medical care for your parent that may include helping find the right places to stay, at home, assisted living or nursing home; seeking financial help from governmental agencies to help pay for services and accommodations; asset protection and other services.
“Most seniors, without family, seems to think everyone has forgotten about them; therefore, we are trying to show we care” says David Wingate, President of Senior Life Care Planning.
Most veterans, over 65, and their families are not aware of Aid and Attendance. If the veteran is approved, this veteran’s benefit can cover some costs of home care and assisted living community. The aid and attendance veteran’s benefit, depending on your needs, can cover $1964 a month of such costs for qualifying veterans. The veteran must be 65 or older, have served, at least one day, during wartime, an honorable discharge, and meet certain other income and asset requirements, to qualify for this benefit. The benefit is paid in addition to monthly pension benefits, according to the Department of…
You live in a different city or state than mom. You try your best to see her, take the long trips, as much as you can. You call every day. However, no matter what you do, you feel the guilt, for not being there for her.
Frederick, MD 
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