Archive for the ‘Insurance’ Category

Short-Term Disability Insurance: What Is It and What Does It Cover?

Each year, an average of 5.6 percent of American workers will experience some kind of short-term disability. This article discusses short-term disability insurance — what it is, and when purchasing it is a good idea. Source/more: KAKE-TV   For a complete list of upcoming seminars, visit our website at www.davidwingate.com. Peace of mind is only a call or click away! For an Initial Consultation call Estate and Elder Planning by David Wingate at (301) 663-9230 or visit www.davidwingate.com David Wingate is an estate planning and elder law attorney at Estate and Elder Planning by David Wingate. The Estate and Elder…

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Taking Surprise Medical Bills To Court

Consumers are increasingly vulnerable to so-called balance bills, which represent the difference between what insurers pay and hospitals’ list prices. Source/more: Kaiser Health News   For a complete list of upcoming seminars, visit our website at www.davidwingate.com. Peace of mind is only a call or click away! For an Initial Consultation call Estate and Elder Planning by David Wingate at (301) 663-9230 or visit www.davidwingate.com David Wingate is an estate planning and elder law attorney at Estate and Elder Planning by David Wingate. The estate Estate and Elder Planning office services clients with powers of attorneys, living wills, Wills, Trusts,…

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Feds Settle Huge Whistleblower Suit Over Medicare Advantage Fraud

One of the nation’s largest dialysis providers will pay $270 million to settle a whistleblower’s allegation that it helped Medicare Advantage insurance plans cheat the government for several years. The settlement by HealthCare Partners Holdings LLC, part of giant dialysis company DaVita Inc., is believed to be the largest to date involving allegations that some Medicare Advantage plans exaggerate how sick their patients are to inflate government payments. DaVita, which is headquartered in El Segundo, Calif., did not admit fault. “This settlement demonstrates our tireless commitment to rooting out fraud that drains too many taxpayer dollars from public health programs…

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Buyer Beware: New Cheaper Insurance Policies May Have Big Coverage Gaps

If you’re looking for cheaper health insurance, a whole host of new options will hit the market starting Tuesday. But buyer beware! If you get sick, the new plans – known as short-term, limited duration insurance — may not pay for the medical care you need. “These are a niche product, always have been,” says Doug Badger, a visiting fellow at the conservative Heritage Foundation in Washington, and a senior fellow with the Galen Institute. “It’s simply another choice for consumers that for many is more affordable than the other products available,” he says. Short-term health insurance isn’t entirely new….

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