Transforming 401(k)s into Automatic, Flexible Retirement Income
Many Americans fear running out of money in retirement due to a lack of savings, and many don’t know how to determine how much of their retirement funds they can afford to withdraw each year. In a 2019 survey by the National Institute on Retirement Security, 73 percent of Americans said they don’t have the financial skills to manage their money in retirement and 79 percent of retirees said they lacked the investment skills to ensure their retirement savings last throughout retirement.
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David Wingate is an estate planning and elder law attorney at Estate and Elder Planning by David Wingate. The Estate and Elder Planning office services clients with powers of attorneys, living wills, Wills, Trusts, Medicaid and asset protection. The Elder Law office has locations in Frederick, Washington and Montgomery Counties, Maryland.
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