Planning for the Second Half of Life in These Political and Economical Times: 5 Things You Must Know! A FREE informational workshop hosted by local Elder Law Attorney, David Wingate: Tuesday, April 25th, 2017 Seminar: 10:30 am RSVP – Seating is Limited Hampton Inn & Suites Frederick-Fort Detrick 1565 Opossumtown Pike, Frederick, MD 21702 To register call us at 301-663-9230 or info.davidwingate.com At this Seminar you will discover: How to avoid your life savings wiped out by the nursing home and how to protect your spouse from being impoverished. How in these economic and political times it is imperative…
The executor, administrator, or next-of-kin should notify the SSA by calling the 800 number for the state in which the deceased resided. (Often funeral homes provide this service.) If the recipient had her Social Security payment deposited directly into her bank account, the SSA will arrange to withdraw the payment electronically. The bank account must remain open for at least 45 days following notification to the SSA of the death. If the payments were mailed rather than direct-deposited, the SSA will send a letter requesting reimbursement. Social Security payments are made on the third day of each month as payment…
If you have an existing Term, Universal, Whole or Group life insurance policy, you may be eligible to set up a Long Term Care Benefit Plan. To fund the Plan, the insurance policy will be sold and the proceeds will be deposited in an irrevocable, FDIC insured Benefit Account. Importantly, the sale of the life insurance policy is executed in a manner intended to comply with state specific Life Settlement regulations. Once the sale is complete, monthly tax-free payments will be made automatically from the Benefit Account to the care provider of the family’s choice. From the time that the family…
For seniors, staying at home and living independently, for as long as possible, enhances their quality of life. Providing home health care, can often delay or minimize the need for long term nursing home care. Home health care may include, speech or physical therapy, or skilled nursing care. Also, it may include help with activities of daily living, such as, bathing, dressing, cooking, monitoring prescription medication, and housekeeping jobs. Most people who need help with their daily activities rely on unpaid care provided by family members and friends. However, many seniors and their families are recognizing the benefits of hiring…
Steven Stoyke is the first recipient of the Steven Stoyke Caregiver Award from the Elder Law Office of David Wingate. Steve was an exceptional caregiver for his wife, who has just recently passed. I’m really honored to know Steve. His dedication to his wife and seniors in general, is greatly admired by our office. If you would like to nominate a caregiver to receive the Steven Stoyke Award please send your nominations to info@davidwingate.com
AARP the nation’s largest lobby for senior citizens is opposing Republican proposals to transform Medicaid into a state block grant program, saying the idea could cause hardships for low-income seniors. AARP wrote to House lawmakers Monday outlining their opposition to per-capita caps and block grants to states for Medicaid payments from the federal government. The move comes as GOP lawmakers are considering those the Medicaid reforms in addition to repealing the Affordable Care Act. AARP is worried that moving from the current Medicaid structure to a block grant, which gives the state a fixed amount, could shift costs to states…
A TPT documentary aims the national spotlight on looming Alzheimer’s “epidemic” and its financial and emotional toll on families. The devastating impact of Alzheimer’s disease on his own mother — and on his father, who struggled to care for her — first prompted Gerry Richman to take a hard look at the disease. As vice president of national productions at Twin Cities Public Television, he was the mastermind behind a 2004 Emmy-winning documentary called “The Forgetting: A Portrait of Alzheimer’s.” Now, Richman is back with another eye-opening film on the subject. “Alzheimer’s: Every Minute Counts” — airing across the country…
Frederick, MD 
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