Confused about Medicaid? Don’t know where to turn? Look no further than the Elder Law Office of David Wingate! Our Long-Term Care Planners can walk you through the Medicaid process step-by-step to protect what you have worked so hard to save! But don’t just take our word for it, listen to what your friends and neighbors are saying, “I went to see David Wingate because my parent was in a nursing home. I was very pleased with what they did to help cover the bills. I really didn’t know what to expect, and if they would be able to do…
There are many ways that long-term care can be paid for, depending on the individual’s medical and financial circumstances and what planning was put into place prior to the need for care. To name several: Paying privately from your savings Traditional long-term care insurance Hybrid long-term care insurance built upon a whole or universal life framework Hybrid long-term care insurance built upon an annuity framework and funded with qualified retirement funds Accelerated life insurance benefits Selling life insurance death benefit at a discount to make cash available to pay for care Reverse mortgage Veteran’s benefits Medicaid benefits It’s unlikely that…
A New Jersey appeals court holds that it does not have jurisdiction over a New Jersey nursing home’s lawsuit against the California-based son of one of its residents for the resident’s unpaid nursing home bill because the son’s contacts with the nursing home and Medicaid were not sufficient to confer jurisdiction. Egg Harbor Care Center v. Scheraldi (N.J. Super. Ct., App. Div., No. A-2956-16T4, July 11, 2018). Patricia Scheraldi executed a power of attorney in Virginia, naming her son, Corey Pagano, as her agent. Mr. Pagano lived in California. Ms. Scheraldi moved to New Jersey, entered a nursing home and applied…
Reversing a trial court, a Connecticut appeals court rules that a residency agreement signed by the daughter of an assisted living facility resident making the daughter personally liable for her mother’s care is not unconscionable or against public policy. Emeritus Senior Living v. Lepore (Conn. App. Ct., No. AC 40078, June 26, 2018). Denise Lepore admitted her mother to an assisted living facility and signed the residency agreement as her mother’s representative. The agreement stated that if a representative signed the agreement, the representative and the resident were “jointly and severally” obligated to pay the facility. Ms. Lepore eventually stopped paying…
The prices of generic drugs haven’t risen since 2011—in fact, in many cases they have fallen—but out-of-pocket costs for those drugs for seniors on Medicare have nearly doubled. Read more For more info click HERE David Wingate is an elder law attorney at the Elder Law Office of David Wingate, LLC. The elder law office services clients with powers of attorneys, living wills, Wills, Trusts, Medicaid and asset protection. The Elder Law office has locations in Frederick and Montgomery Counties, Maryland.
A program being expanded by the Trump administration to give veterans greater access to private doctors has failed to provide care within 30 days as promised due to faulty data and poor record-keeping that could take years to remedy, according to a government investigation released Monday. For more info click HERE David Wingate is an elder law attorney at the Elder Law Office of David Wingate, LLC. The elder law office services clients with powers of attorneys, living wills, Wills, Trusts, Medicaid and asset protection. The Elder Law office has locations in Frederick and Montgomery Counties, Maryland.
Medicare’s financial condition has taken a turn for the worse following higher-than-expected hospital spending and reduced payroll taxes that fund the program, the federal government reported Tuesday. For more info click HERE David Wingate is an elder law attorney at the Elder Law Office of David Wingate, LLC. The elder law office services clients with powers of attorneys, living wills, Wills, Trusts, Medicaid and asset protection. The Elder Law office has locations in Frederick and Montgomery Counties, Maryland.
The Trump Administration is heavily promoting what it calls its “Blueprint to Lower Drug Prices and Reduce Out-of-Pocket Costs.” But will the plan reduce out-of-pocket costs for Medicare beneficiaries? For more info click HERE David Wingate is an elder law attorney at the Elder Law Office of David Wingate, LLC. The elder law office services clients with powers of attorneys, living wills, Wills, Trusts, Medicaid and asset protection. The Elder Law office has locations in Frederick and Montgomery Counties, Maryland.
Companies substantially increased their contributions to defined-benefit pension plans in 2017, likely because of the new tax law that President Trump signed in December, according to a new paper from researchers at the University of Wisconsin-Madison. The tax law cuts the corporate tax rate from 35 to 21 percent, starting in 2018. The rate reduction provided an incentive for corporations to boost their deductions in 2017 — including the deduction for pension contributions — so that they can take those deductions at the higher rate. For more info click HERE David Wingate is an elder law attorney at…
Many doctors have internet portals to help patients manage their care. But that doesn’t mean older folks will use them. A University of Michigan poll found only about half of patients 50 to 80 years old have set up an online account with their health care provider. “The health care system has provided patient portals as an efficient way for patients to communicate with their providers. But many older adults are uncomfortable with electronic interactions substituting for a phone call or in-person conversation,” co-associate poll director Sarah Clark said in a university news release. For more info click HERE …
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