The COVID-19 pandemic is presenting significant challenges for many segments of the health care industry. For the long-term care (LTC) industry, which includes facility settings such as skilled nursing facilities (SNFs) and assisted living facilities (ALFs), and home health (HH) providers, which deliver clinical and personal care services in the home, coronavirus infections are a grave concern for LTC providers and service users alike. Since the COVID-19 pandemic first surfaced in the United States, outbreaks in LTC facilities have been widespread, and it is estimated that about one-fifth of all deaths from COVID-19 are tied to nursing facilities. Older adults…
At greater risk from COVID-19, some seniors now face added anxiety due to delays obtaining Medicare coverage. Advocates for older people say the main problem involves certain applications for Medicare’s “Part B” coverage for outpatient care. It stems from the closure of local Social Security offices in the coronavirus pandemic. Part B is particularly important these days because it covers lab tests, like ones for the coronavirus. For more click HERE For a complete list of upcoming seminars, visit our website at www.davidwingate.com. Peace of mind is only a call or click away! For an Initial Consultation…
President Trump Thursday announced the formation of an independent commission to look at the response of nursing homes to the coronavirus. The move comes as nursing home operators clamor for more equipment and testing. In comments at a White House event, Trump acknowledged that nursing homes were “a spot that we have to take care of. I guess you could call it a little bit of a weak spot, because things are happening at the nursing homes that we’re not happy about.” For more click HERE For a complete list of upcoming seminars, visit our website at…
Caring.com’s 2020 Will and Living Trust Survey Shows a Decline Among Adults With an Estate Planning Document Over the Last 3 Years and Highlights a Lack of Education as an Underlying Issue CHARLOTTE, NC; Mar. 2, 2020 — Caring.com, a leading senior care referral service with Family Advisors nationwide, has announced key findings from its annual Will and Living Trust Survey. The latest study includes feedback from 2,400 Americans and was used to examine which groups are more likely to engage in estate planning as well as their underlying reasons for having or not having a will. The survey is an…
It is my deep and sincere hope that you and your family are safe and doing well. As we all weather this unprecedented crisis caused by the Coronavirus pandemic, please know that I am here to help and assist you with your legal needs, be it Powers of Attorneys, Living Wills, Wills, Trusts and Nursing Home Asset Protection. The Law Office is still open as we are deemed an “ESSENTIAL BUSINESS.” We are doing our part to help minimize the spread of the virus by utilizing email, phone, and Zoom. I am here for you. Please stay healthy…
Fact: LTC protection is not the same as health insurance, which is designed simply to cover the costs to cure individuals and return them to good health. Health insurance is intended to help pay for medical care only, not LTC services, which can include bathing, eating, getting dressed and moving around. LTC services generally are required by those who are dealing with chronic illnesses, accidents or advanced aging and are progressive, with the level of needed care growing over time. For a complete list of upcoming seminars, visit our website at www.davidwingate.com. Peace of mind is only a call…
Fact: Anyone who’s had this thought should stop to consider two crucial questions: How will I save up the money? And (more importantly) why? LTC services can be very expensive. The growing costs for care present a huge financial risk to older adults’ retirement dollars. Those who plan to take on the burden of LTC expenses for themselves and/or a spouse or other loved one could wipe out their lifetime savings much faster than they expect. Consider the facts: The average cost of a nursing home in this area is over $12,000 per month (i.e. $144,000 per year). Of all…
Fact: Government programs are difficult to qualify for and have very specific requirements for LTC services. A number of public programs – including Medicare, Medicaid and veteran’s services – may help pay for some LTC services in certain circumstances. Yet each program has specific rules that define which services are covered, when benefits are paid, who can qualify, and the dollar amounts individuals must pay on their own. When people are able to qualify for Medicaid and the program pays their LTC costs, there’s a catch. Federal law requires states to recover the money Medicaid spent on their behalf from…
Do you know there are legal ways to significantly reduce the $10,000 PLUS a month nursing home costs? Our Law firm is dedicated to helping families who are overwhelmed by all the decisions they have to make about placing their loved one in a nursing home. With our knowledge, we can often significantly reduce those large monthly nursing home bills without lowering the standard of care. If you want to know your individual rights, or this is an urgent matter, please call us for a meeting. Elder Law & Medicaid Attorney in Maryland – Offices in Frederick & Rockville Frederick…
If not, the decisions for your well-being can be made by the State, and not by your loved ones, who have your best interest at heart. Most of us prefer not to think about what may happen or even discuss what may happen to us if we are in an accident or die. But avoiding it, you place yourself and your family in jeopardy. Getting your key estate planning documents in place will give you and your family peace of mind. If you would like an initial consultation with someone who has helped other local Maryland families deal with the…
Frederick, MD 
301-663-9230
