Unlocking Housing Wealth for Older Americans: Strategies to Improve Reverse Mortgages

Despite estimates of a large potential market, use of reverse mortgages in the U.S. is very low, with less than 2 percent of the population age 62 and older holding a reverse mortgage. It is suggested that the market can be improved by offering simple, streamlined product options that target specific consumer segments with demonstrated demand for home equity borrowing.


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David Wingate is an estate planning and elder law attorney at Estate and Elder Planning by David Wingate. The Estate and Elder Planning office services clients with powers of attorneys, living wills, Wills, Trusts, Medicaid and asset protection. The Elder Law office has locations in Frederick, Washington and Montgomery Counties, Maryland.

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