Sometimes Disability Benefits Can Be a Bad Thing

  Social Security Disability Insurance (SSDI) is a federal program that provides cash assistance to people with disabilities who are unable to participate in sustained gainful activities. Unlike some programs, like Supplemental Security Income (SSI) and Medicaid, SSDI provides benefits to people regardless of their financial circumstances. Because SSDI is an insurance program that most workers contribute to through payroll taxes, as long as an SSDI recipient is not earning much money from working, he or she can have unearned income (income not earned by working) and unlimited resources and still receive SSDI. On top of the cash benefit, people…

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