How does Medicare work?

Medicare has two main parts. There's Part A and Part B. Part A is for hospital coverage, and Part B is for medical coverage, such as seeing a doctor. Part A helps pay for in-patient care you get in a hospital, skilled nursing facility, or hospice, and for certain conditions of home health care. Medicare Part B helps pay for medically-necessary doctors’ services and other outpatient care. It also pays for some preventive services, like flu shots. It's important to note that neither plan pays full coverage for a patient's care. Medicare has premiums, deductibles and co-insurance, which must be paid out-of-pocket.

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